If you are a veteran, we at Crossroads Financial Mortgage would be proud to help you obtain the financing you are entitled to. Your VA Certificate of Eligibility grants you the opportunity to purchase a home with zero down payment and no monthly mortgage insurance. Call one of our specialists today to explore how we can put your service for our country to work for you today. Join us in exploring how we can help our veterans obtain their dream of home ownership. You have earned it and it would be our pleasure to assist you.
203k – Rehabilitation Loans
Have you found what you think could be your perfect home but is in need of repair to get there? Do you own a home now but would like to add on or renovate what you have already? If so, the 203k Rehabilitation Loan may be the perfect answer for you. Allowing you to finance the cost of repairs to make a house your dream home is closer than you may think! Whether you are in need of repair or renovation funds of $35,000.00 or less, or, are interested in a much more intensive project including additions, structural changes or simply larger and more expensive repairs, there just may be a rehabilitation loan that is just right for you. At Crossroads Financial, we can guide and advise you towards obtaining the loan to help build the house of your dreams!
Although restricted by exact property address, if you are lucky enough to find a home that is located in a USDA Eligible area, you may be able to obtain a loan with no down payment required and significantly lower monthly mortgage insurance premiums than FHA loans. USDA loans are an excellent choice for borrowers with low to moderate income households who are looking to finally own their own homes. While restricted, there are many eligible properties throughout the State of New Jersey so be sure to contact us for all the details to determine your eligibility for this special financing program.